Contracts Works
Contract Work Insurance is designed to cover construction related activities and assets on a single project or on an annual cover basis, for builders, tradesmen and subcontractors. It covers you for any sudden and unforeseen loss against physical and/or accidental damage whilst the construction is in progress and for a period of time during the maintenance period of a project.
Construction, Erection, Assembly of Buildings
This policy safeguards the entire building creation process, protecting structural components, materials, and equipment from initial groundwork to completion. It covers unexpected damages, material losses, and risks associated with constructing new structures, ensuring financial security throughout the building process.
Civil Works
Specifically designed for large-scale infrastructure projects, civil works insurance addresses unique challenges in road construction, bridge building, utility installations, and public infrastructure projects. The coverage protects against ground preparation damages, machinery accidents, and potential environmental impacts of complex engineering projects.
Public and Products Liability
This critical coverage shields contractors from third-party claims, including bodily injuries to non-workers and property damage. It provides financial protection against potential legal expenses, compensation claims, and incidents occurring on or around the construction site, acting as a crucial safety net for project stakeholders.
Wet & Dry Works
Wet works protection focuses on water-related installations, plumbing, and marine projects, while dry works coverage addresses interior construction, electrical systems, and non-water-intensive processes. This comprehensive approach ensures protection across different construction scenarios.
Existing Structures
Designed to protect pre-existing buildings and infrastructure during construction or renovation. This policy prevents damage to adjacent properties, maintains structural integrity, and provides critical coverage for working near historical or sensitive structures, minimizing potential financial risks from construction activities.
Tools, Plant, and Equipment
The policy covers everything from small hand tools to large specialized equipment, ensuring contractors can work with confidence knowing their valuable assets are protected both on-site and in transit, against theft, accidental damage, and loss.
Your protection -
Our priority
Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
Johnnie Macleod is a seasoned and respected insurance professional with more than 38 years experience across underwriting management, insurance underwriting and broking. From early on, Johnnie discovered a natural flair for insurance, and his career has taken him across three continents and working for some of the biggest insurance companies in the world.
Who needs Contract Works Insurance?
Builders, contractors, subcontractors, and project managers undertaking construction or infrastructure projects should consider this insurance.
How long does contract work insurance coverage last?
Typically, Contract Works Insurance covers the entire construction period plus a maintenance period of 6 to 24 months after project completion.
What is not covered under contract work insurance?
Exclusions generally include normal wear and tear, deliberate damage, poor workmanship, pre-existing defects, and certain environmental risks.
Can I get Contract Works Insurance for multiple projects?
Yes, coverage can be obtained on either a single project or annual basis, with flexible terms to suit different project scales and requirements.
Let us lead you to victory.
Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
We Give to Earn
Evolution is a Process — not a One-Off
Great Minds, Think Differently (not Alike)
Connection Matters
The most important thing in communication is hearing what isn’t said.
Peter Drucker