Private education providers Insurance
Insurance for private education providers is designed to protect schools, colleges, and independent education businesses from operational, liability, and regulatory risks. These organisations face heightened duty of care obligations, property exposure, and interruption risks that require tailored commercial insurance solutions.
This cover helps protect the organisation’s assets, reputation, and continuity of operations.
Duty of Care & Liability
Covers claims arising from injury, property damage, or alleged negligence involving students, staff, or visitors.
Professional & Management Liability
Protects against claims relating to teaching services, governance decisions, or administrative errors.
Property & Asset Protection
Covers buildings, equipment, and learning resources against insured events such as fire, storm, or vandalism.
Business Interruption
Helps manage loss of income and ongoing expenses if operations are disrupted due to insured damage.
Regulatory & Compliance Exposure
Addresses risks associated with audits, licensing requirements, and operational oversight.
Your protection -
Our priority
Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
Tina Cuffe is a dedicated broker, with more than 26 years’ experience in the insurance industry, and a reputation for delivering exceptional service to her clients.
Is insurance mandatory for private education providers?
While requirements vary by state and regulator, most private education providers are required to hold certain types of insurance to maintain registration, leasing arrangements, or funding eligibility. This often includes public liability and, in some cases, professional or management liability. Even where not strictly mandated, insurance plays a critical role in managing duty of care and operational risk.
Does this cover student-related incidents?
Insurance can be structured to respond to claims arising from injury, property damage, or alleged negligence involving students while under the care of the provider. Coverage depends on policy wording, supervision arrangements, and the nature of the incident, which is why education-specific policies are important.
Is abuse liability included?
Abuse and molestation cover is typically offered as a specialist extension and is subject to underwriting assessment, risk controls, and governance practices. Given the sensitivity and regulatory focus in education environments, this cover should be reviewed carefully and structured appropriately.
Can cover be tailored for different education models?
Yes. Insurance can be tailored for early learning, primary, secondary, vocational, or specialist education providers. Factors such as student age, boarding arrangements, activities, and operational scale all influence policy structure and limits.
Let us lead you to victory.
Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
We Give to Earn
Evolution is a Process — not a One-Off
Great Minds, Think Differently (not Alike)
Connection Matters
The most important thing in communication is hearing what isn’t said.
Peter Drucker