Indoor Play Centre Insurance
Indoor play centre insurance is a specialised cover designed for businesses in the indoor recreation industry, protecting against common risks and liabilities. It provides a comprehensive range of coverage, including public liability, property protection, equipment insurance, and business interruption.
With children on your premises, maintaining a safe environment and having suitable coverage is essential. This insurance addresses the unique needs of play centres, helping ensure financial stability in case of accidents, damage, or unforeseen closures. Whether it’s protecting your equipment, covering legal costs from injury claims, or supporting your income during disruptions, it helps keep your business secure and running smoothly.
INDOOR PLAY CENTRE INSURANCE – CONTACT US
Comprehensive Liability Coverage
Operating an indoor play centre comes with risks, from accidental injuries to property damage. Indoor play centre insurance provides public liability coverage to protect you against claims from visitors, including legal fees and compensation costs. This essential cover ensures your business is safeguarded from potentially costly lawsuits.
Property and Equipment Protection
With expensive play equipment, facilities, and furnishings, an indoor play centre represents a significant investment. Insurance covers property damage caused by incidents such as fire, theft, vandalism, or natural disasters. This includes specialised coverage for playground structures, inflatables, and other play equipment, ensuring you can quickly recover from unexpected events.
Business Interruption Insurance
If an unforeseen event disrupts your business operations, the financial impact can be substantial. Business interruption insurance covers the loss of income during closure due to insured events, such as fires or major repairs. This support allows you to manage ongoing expenses and get back to normal operations with minimal financial strain.
Workers' Compensation Cover
Workers’ compensation in Australia is regulated by each state and territory, and the insurance brokers’ role varies slightly depending on the jurisdiction. Please note that in Qld & SA, Brokers act as advisors, offering employers insights into managing their workers’ compensation responsibilities and helping navigate claims processes, as the policy itself must be purchased through WorkCover/ ReturnToWorkSA. In regard to the other states, Brokers play an active role in negotiating policies with private insurers. They provide guidance on premiums, claims, and compliance with safety standards.
Your protection -
Our priority
Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
Latest News: See what's been going on:
Liability Insurance Explained Business Insurance: Essential Policies You Can’t Ignore to Shield Your Startup
What does indoor play centre insurance cover?
Indoor play centre insurance typically covers public liability, property damage, equipment protection, business interruption, and workers’ compensation. This combination of coverage helps protect against common risks associated with running a play centre, including injury claims and damage to facilities.
Do I need public liability insurance for my indoor play centre?
Yes, public liability insurance is essential for an indoor play centre. It protects your business from claims made by customers who may be injured or suffer property damage while on your premises. It’s a crucial part of keeping your business financially secure.
Can I add specific coverage for my play equipment?
Absolutely. We offer customised coverage options for play equipment, including inflatables, climbing structures, and other specialised apparatus. This ensures that any damage or loss is adequately covered, so your centre can continue operating smoothly.
How does business interruption insurance benefit my play centre?
Business interruption insurance covers lost income and operating expenses when your play centre is closed due to an insured event, such as a fire or natural disaster. This helps your business stay afloat while repairs are underway, reducing the financial impact.
Are employees covered under my indoor play centre insurance?
Yes, however, this cover will be placed separately through workers’ compensation insurance, which can vary depending on which state the business operates.
Let us lead you to victory.
Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
We Give to Earn
Evolution is a Process — not a One-Off
Great Minds, Think Differently (not Alike)
Connection Matters
The most important thing in communication is hearing what isn’t said.
Peter Drucker
Reach out to Kirsty today.
Indoor play centre insurance is a specialised cover designed for businesses in the indoor recreation industry, protecting against common risks and liabilities. It provides a…