Events Insurance
Event Insurance is essential for businesses hosting events, as it provides protection against unforeseeable mishaps that can disrupt your plans. It ensures you’re not left with unexpected out-of-pocket costs related to insurable events like weather issues, cancellations, performer no-shows, venue complications, and slip-and-fall liability claims.
Concerts
From intimate venues to large-scale arenas, concert insurance protects against unique risks including equipment damage, performer cancellations, and audience injuries. Our policies can cover sound and lighting equipment, musical instruments, and liability for all involved parties, ensuring your musical event strikes the right chord without financial discord.
Festivals
Multi-day festivals involve complex logistics and numerous vendors, creating multiple exposure points. Our festival insurance packages address weather-related cancellations, property damage, food and alcohol liability, and security incidents. Whether you’re running a music, food, cultural, or arts festival, we tailor coverage to your specific festival footprint.
Trade Shows
Business exhibitions and trade shows require protection for valuable display materials, technology, and intellectual property. Our trade show insurance covers booth damages, equipment theft, liability for injuries, and financial losses from unexpected cancellations. We understand the commercial importance of these networking events and structure policies to protect your business interests.
Community Events
Local fairs, charity fundraisers, and community celebrations bring people together but also present liability challenges. Our community event insurance provides affordable coverage for volunteer injuries, property damage, food safety issues, and public liability claims. We help safeguard the good intentions behind your community initiatives with appropriate financial protection.
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Our priority
Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
How far in advance should I purchase event insurance?
We recommend securing event insurance as soon as your event dates and venue are confirmed, ideally at least 3-6 months before the event. This ensures coverage for pre-event deposits and early planning costs. Some weather-related coverages may require purchasing policies 14+ days before the event, so earlier is always better.
Does event insurance cover cancellation due to poor ticket sales?
Standard event cancellation insurance typically doesn’t cover cancellations due to poor ticket sales or lack of interest, as these are considered business risks rather than unforeseen circumstances. However, we offer specialised policies for established events that can include some financial protection against lower-than-projected attendance figures.
Are temporary staff and volunteers covered under event insurance?
Most basic event liability policies extend coverage to employees but may not automatically include volunteers or temporary staff. We recommend specifying all personnel involved in your event when obtaining a quote, as we can structure policies to include volunteer and temporary staff coverage, ensuring everyone contributing to your event’s success is protected.
How does alcohol service affect my event insurance requirements?
Events serving alcohol require additional liability coverage due to increased risks. If you’re serving alcohol at your event, you’ll need to disclose this when arranging insurance, as it affects your policy requirements and premium. We can arrange specific liquor liability coverage that complies with local regulations while protecting your event from alcohol-related incidents.
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Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
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Event Insurance is essential for businesses hosting events, as it provides protection against unforeseeable mishaps that can disrupt your plans. It ensures you’re not left…