Drone Insurance
Drone Insurance covers you for the commercial use of a drone (also known as UAV’s or RPA’s) for loss or damage, injury to others, damage to property and in certain cases, liability cover as well. Cover can also be extended to cover the “payload” which is anything that the drone is carrying.
Hull including controls
Preventing loss or damage to the drone while it is in use. Drone protection depends on controls, including software or remote pilots, which are considered in risk assessments and insurance rates.
Personal injury and public liability
Protecting against claims if a drone causes harm to individuals or damage to third-party property. Personal injury coverage addresses injuries to bystanders, while public liability covers legal and compensation costs.
Transit extension
Covering the drone while it is being transported, protecting against damage, theft, or loss during transit. Drone insurance is crucial for operators who frequently move drones between locations.
Payload (cameras, gimbals, and associated equipment)
Adding payloads to insurance plans protects against financial losses due to theft or damage, ensuring that essential equipment is kept safe throughout flight and transportation. For companies that depend on drones for risky jobs like aerial photography and surveying, this coverage is essential.
Spare parts
Typically covers the price of replacing necessary parts in the event of damage or failure, such as motors, batteries, or propellers. This coverage guarantees that drones continue to function without experiencing significant delays because of part replacements.
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What is Drone Insurance?
Drone insurance is a specific coverage created to shield drone operators from financial losses caused by accidents, liabilities, or damages. It ensures ease of mind during utilisation by covering the drone and its operations.
Are there exclusions in Drone Insurance?
Indeed, drone insurance typically excludes harm caused by pilot error, deliberate misuse, or disregard for safety procedures. Always check the policy for any restrictions, such as coverage for specific weather conditions or pre-existing damage.
How does drone insurance handle privacy-related claims, such as unauthorised surveillance?
Certain policies cover privacy invasion claims, but this is frequently an extra add-on because ordinary policies do not cover such risks.
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Drone Insurance covers you for the commercial use of a drone (also known as UAV’s or RPA’s) for loss or damage, injury to others, damage…