Commercial Motor Insurance (Including Fleet)
Commercial Motor Insurance provides protection for your business vehicles, whether they be sedans, 4×4’s or light trucks up to prime movers, trailers and other heavy registered vehicles. Cover is extended to include theft and collision, property damage under third party liability, following an accident, fire, damage sustained to your vehicle and third party’s vehicle.
Comprehensive Cover
Comprehensive cover offers the most extensive protection for business vehicles, addressing a broad spectrum of potential risks. It provides a robust financial safety net that goes beyond basic insurance, ensuring businesses can maintain operational stability even when unexpected incidents occur. This coverage encompasses multiple protective elements, giving business owners peace of mind about their vehicle assets.
Fire, Theft and Collision
In the event of vehicle fire or theft, the insurance provides financial compensation or replacement, helping businesses quickly recover from these incidents. This protection ensures that a single unfortunate event does not derail a company’s operations or cause severe financial strain.
Collision and Accidental Damage
Collision coverage addresses damages resulting from road incidents and accidental damage. Whether it’s a minor scratch or a significant collision, this component of the insurance helps cover repair costs or vehicle replacement. It provides a critical financial buffer that protects businesses from unexpected expenses arising from vehicle-related accidents or damages.
Third Party Liability
Third-party liability coverage is a crucial protection that shields businesses from potential legal and financial responsibilities. If a business vehicle causes damage to another person’s property or results in personal injury, this coverage manages associated legal and compensation costs. It serves as a critical financial and legal protection mechanism, ensuring businesses are protected from potentially devastating claims.
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Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
Tina Cuffe is a dedicated broker, with more than 26 years’ experience in the insurance industry, and a reputation for delivering exceptional service to her clients.
Why do you need Commercial Motor Insurance?
Commercial Motor Insurance offers you a peace of mind by safeguarding your business against a range of potential risks.
This coverage is designed specifically for business owners that own a number of commercial vehicles. It takes away the inconvenience of having to insure each vehicle individually.
Insurance for commercial vehicles also protects your fleet from unforeseen events, provides indemnity for third-party property damage, and covers events where you (or a representative) are at fault for damaging someone else’s vehicle or property.
Safeguard your fleet and heavy haulage business with the right coverage to keep your trucks, vans, and other heavy motor vehicles running smoothly.
Why is Commercial Motor Insurance important in Australia?
Commercial Motor Insurance is particularly valuable in the Australian business landscape, where companies must balance operational efficiency with legal obligations.
Many Australian businesses, particularly those operating large fleets, are required to adhere to stringent road safety and environmental regulations. Finding a heavy vehicle insurance simplifies the process of managing multiple vehicles, making it a practical choice for businesses to remain compliant with regulations on vehicle use and maintenance.
How does Commercial Motor Insurance protect your business?
Commercial Motor Insurance protects businesses from a wide range of risks that can disrupt operations.
For example, vehicle accidents can cause costly downtime, leading to significant financial losses if a key vehicle is out of commission. With comprehensive commercial motor insurance, businesses are covered for repairs, replacement vehicles, and third-party liability, allowing operations to continue smoothly despite unexpected incidents.
Commercial Motor Insurance is more than just about fulfilling legal obligations; it acts as a strategic tool, safeguarding businesses from financial losses and legal complications related to accidents, theft, or third-party claims. This type of coverage ensures a safe and seamless operation in the long run.
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Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
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