Childcare Operators Insurance
Insurance for corporate childcare operators addresses the heightened duty of care, regulatory oversight, and operational risks associated with early childhood education services operated as businesses or groups.
This insurance supports continuity, compliance, and risk management across single or multi-site operations.
Public & Child Safety Liability
Covers injury or negligence claims involving children, staff, or visitors.
Professional & Management Liability
Protects against allegations related to supervision, policies, or governance decisions.
Property & Contents Cover
Covers centres, play equipment, and educational resources against insured events.
Business Interruption
Assists with lost revenue and ongoing expenses during forced closures.
Regulatory & Compliance Exposure
Addresses risks linked to licensing, audits, and operational standards.
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Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
Kirsty is tenacious and driven in both her professional and personal pursuits. She is a go-getter, consistently inspired by the entrepreneurial spirit of Elon Musk. Outside of work, she enjoys yoga, boxing and jet skiing. She placed third in the world for karate at the age of nine, and now holds a Black Belt First dan in Karate.
Is childcare insurance different from standard business insurance?
Yes. Childcare operations carry heightened duty of care obligations, strict regulatory oversight, and unique liability exposures involving children. Standard business insurance is often insufficient without childcare-specific extensions and wording.
Does this insurance cover staff actions?
Policies can be structured to cover claims arising from staff actions performed within the scope of their duties. Coverage depends on training, supervision, and compliance with regulatory standards.
Is abuse cover included?
Abuse liability is generally provided as a specialist component and is subject to underwriting requirements, governance controls, and risk management practices. Given the seriousness of these risks, this cover should be reviewed carefully and regularly.
Can cover apply across multiple centres?
Yes. Corporate childcare operators often hold group or multi-site policies, which allow consistent coverage across all locations while accounting for differences in size, occupancy, and risk profile.
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Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
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