/* ===========================================================
   Liability page styles — new content type going live
   Combines: (a) the .service-section* design system already
   live on production's single-service.php, reused here since
   single-liability.php shares the same section markup, and
   (b) the liability-specific hero/card classes from staging's
   kb-custom.css. Scoped to is_singular('liability') only.
   =========================================================== */

/* =========================================================
   Service Page — Content Sections
   ========================================================= */

/* Section wrapper */
.service-sections { width: 100%; }

.service-section {
    padding: 60px 0;
}
.service-section--light  { background-color: #f8f8f8; }
.service-section--dark         { background-color: #1a1a1a; color: #fff; }
.service-section--dark h2,
.service-section--dark h3      { color: #f2652c; }
.service-section--custom-dark  { background-color: #262626; color: #fff; }
.service-section--custom-dark h2,
.service-section--custom-dark h3 { color: #fff; }
.service-section--custom-dark .service-section__heading { color: #fff; }
.service-section--custom-dark .item-title { color: #ff6b6b; }
.service-section--orange { background-color: #f2652c; color: #fff; }
.service-section--orange h2,
.service-section--orange h3 { color: #fff; }

.service-section__heading {
    font-size: clamp(29px, 3.5vw, 48px);
    font-weight: 700;
    color: #f2652c;
    margin-bottom: 24px;
}
.service-section--orange .service-section__heading,
.service-section--dark  .service-section__heading { color: #fff; }
.service-section--custom-dark .service-section__heading { color: #fff; }

/* ── Cover / Feature List ─────────────────────────────── */
.service-section__cover-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
}
@media (min-width: 768px) {
    .service-section__cover-list--icon-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (min-width: 992px) {
    .service-section__cover-list--icon-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Checklist */
.service-section__cover-list--checklist li {
    padding-left: 32px;
    position: relative;
}
.service-section__cover-list--checklist li::before {
    content: "\f00c";
    font-family: "Font Awesome 6 Free", "FontAwesome";
    font-weight: 900;
    color: #f2652c;
    position: absolute;
    left: 0;
    top: 2px;
}
.service-section--dark .service-section__cover-list--checklist li::before { color: #f2652c; }

/* Cross-list (not-covered, use × marks) */
.service-section__cover-list--cross-list li {
    padding-left: 32px;
    position: relative;
}
.service-section__cover-list--cross-list li::before {
    content: "\f00d";
    font-family: "Font Awesome 6 Free", "FontAwesome";
    font-weight: 900;
    color: #ff6b6b;
    position: absolute;
    left: 0;
    top: 2px;
}
.service-section--custom-dark .service-section__cover-list--cross-list li::before { color: #ff6b6b; }
.service-section--dark .service-section__cover-list--cross-list li .item-title,
.service-section--custom-dark .service-section__cover-list--cross-list li .item-title { color: #f2652c !important; }

/* Numbered steps */
.service-section__cover-list--numbered {
    counter-reset: step-counter;
}
.service-section__cover-list--numbered li {
    counter-increment: step-counter;
    padding-left: 56px;
    position: relative;
    margin-bottom: 8px;
}
.service-section__cover-list--numbered li::before {
    content: counter(step-counter);
    background: #f2652c;
    color: #fff;
    font-weight: 700;
    font-size: 14px;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    position: absolute;
    left: 0;
    top: 0;
}

/* Icon grid card */
.service-section__cover-list--icon-grid li {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 6px;
    padding: 24px;
    transition: box-shadow 0.2s;
}
.service-section--light .service-section__cover-list--icon-grid li,
.service-section--white .service-section__cover-list--icon-grid li {
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}
.service-section__cover-list--icon-grid li:hover {
    box-shadow: 0 4px 16px rgba(0,0,0,0.12);
}

.service-section__cover-list li .item-title {
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 6px;
    display: block;
}
.service-section__cover-list--icon-grid li .item-title { color: #f2652c; }
.service-section__cover-list--icon-grid li .item-icon { display: block; margin-bottom: 14px; }
.service-section__cover-list--icon-grid li .item-icon img { width: 48px; height: 48px; object-fit: contain; display: block; }
.service-section__cover-list--icon-grid li .item-icon i { font-size: 40px; color: #f2652c; line-height: 1; }
/* Force dark text inside white icon-grid cards even when section is dark */
.service-section--dark .service-section__cover-list--icon-grid li { color: #333; }
.service-section--dark .service-section__cover-list--icon-grid li .item-title { color: #f2652c; }

/* ── Custom Icon List ─────────────────────────────────── */
.service-section__cover-list--icon-list { grid-template-columns: 1fr; max-width: 760px; margin-inline: auto; }
.service-section__cover-list--icon-list li {
    display: flex; align-items: flex-start; gap: 18px;
    padding: 16px 20px;
    background: #fff; border: 1px solid #e8e8e8; border-radius: 10px;
    box-shadow: 0 1px 4px rgba(0,0,0,0.05);
    transition: box-shadow 0.18s, transform 0.18s;
}
.service-section__cover-list--icon-list li:hover { box-shadow: 0 4px 16px rgba(0,0,0,0.1); transform: translateX(3px); }
.service-section--dark .service-section__cover-list--icon-list li { background: #2a2a2a; border-color: rgba(255,255,255,0.08); }
.service-section__cover-list--icon-list .item-icon-wrap {
    width: 44px; height: 44px; min-width: 44px; border-radius: 10px;
    background: rgba(242,101,44,0.12);
    display: flex; align-items: center; justify-content: center;
}
.service-section__cover-list--icon-list .item-icon-wrap i { font-size: 20px; color: #f2652c; }
.service-section__cover-list--icon-list .item-icon-wrap svg { width: 22px; height: 22px; stroke: #f2652c; fill: none; }
.service-section__cover-list--icon-list .item-icon-wrap img { width: 24px; height: 24px; object-fit: contain; }
.service-section__cover-list--icon-list .item-body { flex: 1; display: flex; flex-direction: column; gap: 3px; }
.service-section--dark .service-section__cover-list--icon-list .item-title { color: #f2652c; }
.service-section--dark .service-section__cover-list--icon-list .item-desc { color: rgba(255,255,255,0.7); }

/* ── Card Grid (Who Needs Cyber) ──────────────────────── */
.service-section__cover-list--card_grid {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 24px;
    list-style: none;
    padding: 0;
}
@media (min-width: 576px) {
    .service-section__cover-list--card_grid { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 992px) {
    .service-section__cover-list--card_grid { grid-template-columns: repeat(var(--scs-cols, 3), 1fr); }
}
.service-section__cover-list--card_grid li {
    background: linear-gradient(135deg, #1a1a1a 0%, #2d2d2d 100%);
    border-radius: 10px;
    padding: 36px 28px;
    text-align: center;
    position: relative;
    overflow: hidden;
    min-height: 180px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-start;
    border: 1px solid rgba(242,101,44,0.2);
    transition: transform 0.2s, box-shadow 0.2s;
}
.service-section__cover-list--card_grid li:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(242,101,44,0.25);
    border-color: #f2652c;
}
.service-section__cover-list--card_grid li::before {
    content: none;
}
.service-section__cover-list--card_grid li .item-title {
    color: #f2652c;
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 12px;
    display: block;
    position: relative;
    z-index: 1;
}
.service-section__cover-list--card_grid li .item-desc {
    color: rgba(255,255,255,0.8);
    font-size: 14px;
    position: relative;
    z-index: 1;
    display: block;
}

/* ── Card White / Card Grey ───────────────────────────── */
.service-section__cover-list--card_white,
.service-section__cover-list--card_grey {
    display: grid; grid-template-columns: repeat(1,1fr); gap: 20px; list-style: none; padding: 0;
}
@media (min-width: 576px) {
    .service-section__cover-list--card_white,
    .service-section__cover-list--card_grey { grid-template-columns: repeat(2,1fr); }
}
@media (min-width: 992px) {
    .service-section__cover-list--card_white,
    .service-section__cover-list--card_grey { grid-template-columns: repeat(var(--scs-cols,3),1fr); }
}
.service-section__cover-list--card_white li,
.service-section__cover-list--card_grey  li {
    border-radius: 10px; padding: 28px 24px; display: flex; flex-direction: column;
    gap: 10px; transition: box-shadow 0.18s, transform 0.18s; border: 1px solid #e4e4e4;
}
.service-section__cover-list--card_white li { background: #fff; }
.service-section__cover-list--card_grey  li { background: #f5f5f3; }
.service-section__cover-list--card_white li:hover,
.service-section__cover-list--card_grey  li:hover {
    box-shadow: 0 6px 24px rgba(0,0,0,0.09); transform: translateY(-3px);
}
.service-section__cover-list--card_white li .item-icon,
.service-section__cover-list--card_grey  li .item-icon { display: block; margin-bottom: 4px; }
.service-section__cover-list--card_white li .item-icon img,
.service-section__cover-list--card_grey  li .item-icon img { width: 40px; height: 40px; object-fit: contain; }
.service-section__cover-list--card_white li .item-icon i,
.service-section__cover-list--card_grey  li .item-icon i { font-size: 32px; color: #f2652c; }
.service-section__cover-list--card_white li .item-title,
.service-section__cover-list--card_grey  li .item-title { color: #1a1a1a; font-size: 17px; }
.service-section__cover-list--card_white li .item-desc,
.service-section__cover-list--card_grey  li .item-desc  { color: #666; font-size: 14px; }

/* ── Image Card (Who Needs Cyber) ────────────────────── */
.service-section__cover-list--image-card {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 24px;
    list-style: none;
    padding: 0;
}
@media (min-width: 576px) {
    .service-section__cover-list--image-card { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 992px) {
    .service-section__cover-list--image-card { grid-template-columns: repeat(var(--scs-cols, 3), 1fr); }
}
.service-section__cover-list--image-card li {
    position: relative;
    border-radius: 10px;
    overflow: hidden;
    min-height: 220px;
    padding: 32px 24px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    background-size: cover;
    background-position: center;
    background-color: #2a2a2a;
    transition: transform 0.2s, box-shadow 0.2s;
}
.service-section__cover-list--image-card li:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(0,0,0,0.3);
}
.service-section__cover-list--image-card li::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom, rgba(0,0,0,0.15) 0%, rgba(0,0,0,0.72) 100%);
    z-index: 0;
}
.service-section__cover-list--image-card li .item-title {
    color: #f2652c !important;
    font-size: 18px;
    font-weight: 700;
    position: relative;
    z-index: 1;
    margin-bottom: 6px;
    display: block;
}
.service-section__cover-list--image-card li .item-desc {
    color: rgba(255,255,255,0.9) !important;
    font-size: 16px;
    position: relative;
    z-index: 1;
    display: block;
}

/* ── Pricing Cards (Cyber Cost) ───────────────────────── */
.service-section__cover-list--pricing {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 24px;
    list-style: none;
    padding: 0;
}
@media (min-width: 768px) {
    .service-section__cover-list--pricing { grid-template-columns: repeat(var(--scs-cols, 3), 1fr); }
}
.service-section__cover-list--pricing li {
    background: #fff;
    border: 2px solid #e8e8e8;
    border-radius: 10px;
    padding: 36px 28px;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    transition: box-shadow 0.2s, border-color 0.2s, transform 0.2s;
    position: relative;
}
.service-section__cover-list--pricing li:hover {
    box-shadow: 0 8px 32px rgba(242,101,44,0.15);
    border-color: #f2652c;
    transform: translateY(-4px);
}
.service-section__cover-list--pricing li::before {
    content: none;
}
.service-section__cover-list--pricing li .item-title {
    font-size: 16px;
    color: #777;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 16px;
    display: block;
}
.service-section__cover-list--pricing li .item-desc {
    font-size: 28px;
    font-weight: 800;
    color: #f2652c;
    display: block;
    line-height: 1.2;
}
.service-section__cover-list--pricing li .item-desc small {
    display: block;
    font-size: 14px;
    font-weight: 400;
    color: #888;
    margin-top: 8px;
}

/* ── Timeline (How to Choose) ─────────────────────────── */
.service-section__cover-list--timeline {
    list-style: none;
    display: block;
    padding: 0;
    margin: 0 auto;
    position: relative;
    max-width: 800px;
    counter-reset: step-counter;
}
.service-section__cover-list--timeline::before {
    content: '';
    position: absolute;
    left: 19px;
    top: 28px;
    bottom: 32px;
    width: 2px;
    background: linear-gradient(to bottom, #f2652c, #e8e8e8);
}
.service-section__cover-list--timeline li {
    position: relative;
    padding: 0 0 40px 64px;
    counter-increment: step-counter;
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.5s ease, transform 0.5s ease;
}
.service-section__cover-list--timeline li.tl-visible {
    opacity: 1;
    transform: translateY(0);
}
.service-section__cover-list--timeline li::before {
    content: counter(step-counter);
    position: absolute;
    left: 0;
    top: 2px;
    width: 40px;
    height: 40px;
    background: #f2652c;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 700;
    z-index: 1;
    box-shadow: 0 0 0 4px rgba(242,101,44,0.15);
}
.service-section__cover-list--timeline li .item-title {
    font-size: 19px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 6px;
    display: block;
}
.service-section__cover-list--timeline li .item-desc {
    color: #555;
    font-size: 15px;
    display: block;
}

/* ── Intro Section — Image Left ───────────────────────── */
.service-section__intro--image-left .intro-img-col img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 10px;
    max-height: 420px;
}
.service-section__intro--image-left .intro-content-col {
    padding-left: 48px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
@media (max-width: 991px) {
    .service-section__intro--image-left .intro-content-col { padding-left: 0; margin-top: 24px; }
}

/* ── Two Column Comparison ────────────────────────────── */
.service-section__two-col .col-header {
    font-size: 21px;
    font-weight: 700;
    color: #f2652c;
    border-bottom: 3px solid #f2652c;
    padding-bottom: 8px;
    margin-bottom: 16px;
}
.service-section__two-col .col-panel {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 6px;
    padding: 28px;
    height: 100%;
}
.service-section__two-col .col-panel ul {
    list-style: disc !important;
    padding-left: 20px !important;
}
.service-section__two-col .col-panel ul li { margin-bottom: 4px; list-style: disc !important; }
.service-section--dark .service-section__two-col .col-panel {
    background: #2a2a2a;
    border-color: #333;
}

/* ── CTA Banner ───────────────────────────────────────── */
.service-section__cta {
    text-align: center;
    padding: 80px 0;
}
.service-section__cta h2 {
    font-size: clamp(32px, 4vw, 56px);
    margin-bottom: 12px;
}
.service-section__cta .sub-heading {
    font-size: 18px;
    margin-bottom: 32px;
    opacity: 0.9;
}
.service-section__cta .cta-btn {
    display: inline-block;
    background: #fff;
    color: #f2652c;
    font-weight: 700;
    font-size: 16px;
    padding: 14px 36px;
    border-radius: 4px;
    text-decoration: none;
    transition: background 0.2s, color 0.2s;
}
.service-section--orange .service-section__cta .cta-btn { background: #1a1a1a; color: #fff; }
.service-section--dark   .service-section__cta .cta-btn { background: #f2652c; color: #fff; }
.service-section__cta .cta-btn:hover { opacity: 0.85; }

/* ── Claim Story Cards ────────────────────────────────── */
.service-section__claim-cards { margin-top: 32px; }
.service-section__claim-card {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 6px;
    padding: 24px;
    height: 100%;
    display: flex;
    flex-direction: column;
    transition: box-shadow 0.2s;
}
.service-section__claim-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,0.1); }
.service-section__claim-card h3 {
    font-size: 18px;
    font-weight: 700;
    color: #1a1a1a;
    margin-bottom: 12px;
}
.service-section__claim-card p {
    flex: 1;
    font-size: 15px;
    color: #555;
    margin-bottom: 16px;
}
.service-section__claim-card .card-link {
    color: #f2652c;
    font-weight: 700;
    text-decoration: none;
    font-size: 14px;
}
.service-section__claim-card .card-link:hover { text-decoration: underline; }

/* ── Blog Carousel ─────────────────────────────────── */
.blog-carousel-swiper { padding-bottom: 48px; position: relative; }
.blog-carousel-card { background: #fff; border-radius: 6px; overflow: hidden; border: 1px solid #e8e8e8; height: 100%; display: flex; flex-direction: column; }
.blog-carousel-card__img img { width: 100%; height: 200px; object-fit: cover; display: block; }
.blog-carousel-card__body { padding: 20px; display: flex; flex-direction: column; flex: 1; }
.blog-carousel-card__title { font-size: 1.05rem; margin-bottom: 10px; }
.blog-carousel-card__title a { color: inherit; text-decoration: none; }
.blog-carousel-card__title a:hover { color: #f2652c; }
.blog-carousel-card__excerpt { font-size: 0.9rem; color: #555; flex: 1; margin-bottom: 12px; }
.service-section--dark .blog-carousel-card { background: #2a2a2a; border-color: #444; }
.service-section--dark .blog-carousel-card__title a { color: #fff; }
.service-section--dark .blog-carousel-card__excerpt { color: #ccc; }

/* ── Industry Grid ────────────────────────────────────── */
.service-section__industry-card {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 6px;
    padding: 28px 24px;
    text-align: center;
    transition: box-shadow 0.2s;
    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
}
.service-section--light .service-section__industry-card { box-shadow: 0 2px 8px rgba(0,0,0,0.05); }
.service-section__industry-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,0.1); }
.service-section__industry-card img {
    width: 56px;
    height: 56px;
    object-fit: contain;
    margin-bottom: 16px;
}
.service-section__industry-card h3 {
    font-size: 20px;
    font-weight: 700;
    color: #f2652c;
    margin-bottom: 8px;
}
.service-section__industry-card p {
    font-size: 16px;
    color: #555;
    margin: 0;
    flex: 1;
}

/* ── FAQ Section Improvements ────────────────────────── */
.service-section .eightball-block__faqs-block__faqs {
    padding: 0 24px;
}
.service-section .eightball-block__faqs-block__faqs__row {
    border-bottom: 1px solid #e8e8e8;
    padding-left: 20px !important;
    padding-right: 20px !important;
}
.service-section .eightball-block__faqs-block__faqs__row:last-child {
    border-bottom: none;
}
/* faqs.js adds .active on the question element — NOT .is-open on the block */
.service-section .eightball-block__faqs-block__faqs__row__question.active {
    color: #f2652c !important;
}
.service-section .eightball-block__faqs-block__faqs__row__answer {
    color: #ffffff;
}
/* Override text colours inside coloured sections */
.service-section--orange .intro-text,
.service-section--orange p,
.service-section--orange .acc-content,
.service-section--orange .eightball-block__faqs-block__faqs__row__answer,
.service-section--dark   .intro-text,
.service-section--dark   p,
.service-section--dark   .eightball-block__faqs-block__faqs__row__answer { color: #fff; }
/* On orange/dark keep opened question white, not orange */
.service-section--orange .eightball-block__faqs-block__faqs__row__question.active,
.service-section--dark   .eightball-block__faqs-block__faqs__row__question.active { color: #fff !important; }
.service-section--orange .eightball-block__faqs-block__faqs__row,
.service-section--dark   .eightball-block__faqs-block__faqs__row { border-color: rgba(255,255,255,0.25); }

/* ── Mobile font sizes ───────────────────────────────── */
@media (max-width: 767px) {
    .service-section p,
    .service-section li,
    .service-section .item-desc { font-size: 14px !important; }
    .service-section .eightball-block__faqs-block__faqs__row__question { font-size: 15px !important; }
    .service-section .eightball-block__faqs-block__faqs__row__answer,
    .service-section .eightball-block__faqs-block__faqs__row__answer p { font-size: 14px !important; }
}

/* ── Improved Latest News Cards ──────────────────────── */
.service-news-card {
    border: 1px solid #e8e8e8;
    border-radius: 6px;
    overflow: hidden;
    transition: box-shadow 0.2s;
    height: 100%;
    display: flex;
    flex-direction: column;
}
.service-news-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,0.1); }
.service-news-card__body {
    padding: 20px;
    flex: 1;
    display: flex;
    flex-direction: column;
}
.service-news-card__title {
    font-weight: 700;
    font-size: 18px;
    color: #1a1a1a;
    text-decoration: none;
    display: block;
    margin-bottom: 8px;
    line-height: 1.4;
}
.service-news-card__title:hover { color: #f2652c; }
.service-news-card__link {
    margin-top: auto;
    color: #f2652c;
    font-weight: 700;
    text-decoration: none;
    font-size: 14px;
}
.service-news-card__link:hover { text-decoration: underline; }

/* ── Mobile overrides ─────────────────────────────────── */
@media (max-width: 767px) {
    .service-section { padding: 40px 0; }

    .service-section__heading { font-size: 22px; }

    .service-section__cta { padding: 48px 15px; }
    .service-section__cta h2 { font-size: 26px; }
    .service-section__cta .sub-heading { font-size: 15px; }
    .service-section__cta .cta-btn { font-size: 15px; padding: 12px 28px; }

    /* Stack two-column panels with a gap */
    .service-section__two-col { margin-bottom: 20px; }
    .service-section__two-col .col-header { font-size: 18px; }

    /* Tighten numbered list indent */
    .service-section__cover-list--numbered li { padding-left: 44px; }

    /* Industry cards 2-up on small screens */
    .service-section__industry-card { padding: 16px 12px; }
    .service-section__industry-card h3 { font-size: 16px; }
    .service-section__industry-card p { font-size: 14px; }

    /* Claim cards full-width on mobile */
    .service-section__claim-card { margin-bottom: 16px; }

    /* News card title already 18px, keep it */
    .service-news-card__body { padding: 14px; }
}

/* ═══════════════════════════════════════════════════════
   Intro Section — Icon Right  (Why Cyber Insurance)
   ═══════════════════════════════════════════════════════ */
.scs-intro-icon-right {
    display: flex;
    gap: 60px;
    align-items: center;
}
.scs-intro-icon-right__left {
    flex: 0 0 44%;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.scs-intro-icon-right__right {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 28px;
}
.scs-icon-item {
    display: flex;
    align-items: flex-start;
    gap: 18px;
}
.scs-icon-item__circle {
    width: 68px;
    height: 68px;
    flex-shrink: 0;
    background: #f2652c;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}
.scs-icon-item__circle img {
    width: 36px;
    height: 36px;
    object-fit: contain;
    filter: brightness(0) invert(1);
}
.scs-icon-item__circle i {
    font-size: 26px;
    color: #fff;
}
.scs-icon-item__circle svg {
    width: 34px;
    height: 34px;
    stroke: #fff;
    fill: none;
    flex-shrink: 0;
}
.scs-icon-item__body {
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.scs-icon-item__title {
    font-weight: 700;
    font-size: 18px;
    color: #1a1a1a;
    display: block;
    margin-bottom: 5px;
}
.service-section--dark .scs-icon-item__title { color: #f2652c; }
.scs-icon-item__desc {
    margin: 0;
    color: #555;
    font-size: 15px;
    display: block;
}
.service-section--dark .scs-icon-item__desc { color: rgba(255,255,255,0.8); }
@media (max-width: 991px) {
    .scs-intro-icon-right { flex-direction: column; gap: 32px; }
    .scs-intro-icon-right__left { flex: none; width: 100%; }
}

/* ═══════════════════════════════════════════════════════
   Cover List — Tab Split  (Cover / Not Covered)
   ═══════════════════════════════════════════════════════ */
.scs-tab-split {
    display: flex;
    align-items: stretch;
    gap: 40px;
    width: 100%;
    --tabs-w: 30%;
}
.scs-tab-split--50-50 { --tabs-w: 50%; }
.scs-tab-split--70-30 { --tabs-w: 70%; }
.scs-tab-split--items-right { flex-direction: row-reverse; }
.scs-tab-split__tabs-col {
    flex: 0 0 var(--tabs-w);
    min-width: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.scs-tab-split__content-col {
    flex: 1;
    min-width: 0;
}

/* Mobile tab dropdown */
.scs-tab-select {
    display: none;
    width: 100%;
    padding: 12px 16px;
    border: 2px solid #e8e8e8;
    border-radius: 6px;
    font-size: 15px;
    font-weight: 600;
    background: #fff;
    cursor: pointer;
    box-sizing: border-box;
}
.scs-tab-btn {
    display: flex;
    align-items: center;
    gap: 12px;
    width: 100%;
    padding: 14px 20px;
    border: 2px solid #e8e8e8;
    border-radius: 6px;
    background: #fff;
    cursor: pointer;
    text-align: left;
    font-size: 15px;
    font-weight: 600;
    color: #333;
    transition: background 0.2s, color 0.2s, border-color 0.2s;
    line-height: 1.3;
    box-sizing: border-box;
    -webkit-appearance: none;
    appearance: none;
    transform: none;
}
.scs-tab-btn:hover,
.scs-tab-btn:focus { background: #1a1a1a; border: 2px solid #1a1a1a; color: #fff; outline: none; transform: none; }
.scs-tab-btn.active { background: #f2652c; color: #fff; border: 2px solid #f2652c; }
.scs-tab-icon {
    font-size: 15px;
    color: #f2652c;
    flex-shrink: 0;
    width: 18px;
    text-align: center;
    transition: color 0.2s;
}
.scs-tab-btn:hover .scs-tab-icon { color: #fff; }
.scs-tab-btn.active .scs-tab-icon { color: #fff; }
.scs-tab-btn--cross .scs-tab-icon { color: #e05a5a; }
.scs-tab-btn--cross:hover { background: #1a1a1a; border: 2px solid #1a1a1a; color: #fff; }
.scs-tab-btn--cross:hover .scs-tab-icon { color: #fff; }
.scs-tab-btn--cross.active { background: #2a2a2a; border: 2px solid #2a2a2a; }
.scs-tab-btn--cross.active .scs-tab-icon { color: #e05a5a; }

/* Tab panel */
.scs-tab-panel {
    display: none;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 4px 24px rgba(0,0,0,0.1);
    background: #fff;
}
.scs-tab-panel.active { display: flex; align-items: stretch; }

/* Image column — full height, cover */
.scs-tab-panel__img-col {
    flex: 0 0 40%;
    max-width: 45%;
    position: relative;
    overflow: hidden;
    min-height: 300px;
}
.scs-tab-panel__img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

/* Content column */
.scs-tab-panel__body {
    flex: 1;
    display: flex;
    flex-direction: column;
    padding: 36px 40px;
    gap: 14px;
    min-width: 0;
}
.service-section--dark .scs-tab-panel { background: #2a2a2a; }

.scs-tab-panel__title {
    font-size: 22px;
    font-weight: 700;
    color: #f2652c;
    line-height: 1.25;
    margin: 0;
}
.scs-tab-panel__desc {
    font-size: 15px;
    color: #555;
    line-height: 1.7;
    flex: 1;
}
.scs-tab-panel__desc p { margin: 0 0 10px; }
.scs-tab-panel__desc p:last-child { margin-bottom: 0; }
.service-section--dark .scs-tab-panel__desc,
.service-section--dark .scs-tab-panel__desc p { color: rgba(255,255,255,0.82); }
.scs-tab-panel__cta {
    display: inline-block;
    background: #f2652c;
    color: #fff;
    font-weight: 700;
    font-size: 15px;
    padding: 13px 32px;
    border-radius: 4px;
    text-decoration: none;
    align-self: flex-start;
    margin-top: auto;
    transition: opacity 0.2s;
}
.scs-tab-panel__cta:hover { opacity: 0.85; color: #fff; text-decoration: none; }

@media (max-width: 991px) {
    .scs-tab-split,
    .scs-tab-split--items-right { flex-direction: column !important; gap: 16px; }
    .scs-tab-split__tabs-col { display: none; }
    .scs-tab-select { display: block; }
    .scs-tab-panel.active { flex-direction: column; }
    .scs-tab-panel__img-col { flex: none; max-width: 100%; height: 220px; min-height: 220px; }
    .scs-tab-panel__body { padding: 24px; }
}

/* ── Single: Liability ─────────────────────────────── */
.single-liability__hero { padding: 64px 0 40px; }
.single-liability__kicker {
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .14em;
    margin-bottom: 12px;
}
.single-liability__title {
    font-size: clamp(2rem, 4vw, 3rem);
    line-height: 1.15;
    margin-bottom: 24px;
}
.single-liability__title-rule {
    display: inline-block;
    width: 64px;
    height: 3px;
    background: #f2652c;
    border-radius: 2px;
}
.single-liability__covered-item, .single-liability__exclusion-item {
    padding: 1rem 1.25rem; border-radius: 4px; margin-bottom: .75rem;
}
.single-liability__covered-item { background:#e8f5e9; border-left: 4px solid #2e7d32; }
.single-liability__exclusion-item { background:#fce4ec; border-left: 4px solid #c62828; }
.single-liability__covered-item h4, .single-liability__exclusion-item h4 { margin:0 0 4px; font-size: 1rem; }
.single-liability__covered-item p, .single-liability__exclusion-item p { margin:0; font-size:.9rem; }
.single-liability__claim-card {
    background:#fff; border:1px solid #e5e5e5; border-top:4px solid #f2652c;
    border-radius:4px; padding:1.25rem; height:100%;
}
.single-liability__linked-card {
    display:block; background:#fff; border:1px solid #e5e5e5; border-radius:4px;
    padding:1.25rem; text-decoration:none; color:inherit; height:100%;
    transition: border-color .2s ease;
}
.single-liability__linked-card:hover { border-color:#f2652c; color:inherit; }
@media (max-width: 767px) {
    .single-liability__hero { padding: 40px 0 28px; }
}