Aviation Insurance
Aviation insurance is a specialised type of insurance coverage designed to protect aircraft owners, operators, and other stakeholders within the aviation industry against risks associated with the operation, maintenance, and ownership of aircraft.
Aviation Insurance poses distinct challenges, both in the skies and on the ground. Whether you’re flying for business or pleasure, having the right specialised insurance is crucial. We’re here to ensure you’re covered.
What does it cover?
Aircraft Hull Insurance
Physical Damage: Covers damage to the aircraft itself due to accidents, collisions, or other incidents. This can include damage on the ground or in flight.
Total Loss: Provides compensation if the aircraft is completely destroyed or damaged beyond repair.
Public Liability (Third-Party Liability): Covers damages and legal costs if the insured aircraft causes injury or property damage to third parties (e.g., people on the ground, other aircraft).
Passenger Liability: Provides coverage for legal claims arising from injuries or deaths of passengers on board the aircraft.
Baggage Liability: Covers the loss or damage of passengers’ baggage while on board the aircraft.
Ground Risk Insurance
Ground Risk Hull (Not in Motion): Covers damage to the aircraft while it is on the ground and not in motion, such as during storage or maintenance.
Ground Risk Hull (In Motion): Covers damage to the aircraft while it is taxiing but not yet in flight.
Aviation Cargo Insurance
Covers goods and cargo being transported by the aircraft, protecting against loss, theft, or damage during transit.
Hangarkeeper’s Liability
Covers businesses operating at or near airports, addressing risks such as damage to aircraft, equipment, and personal injury.
War and Terrorism Coverage:
Covers losses due to acts of war, terrorism, hijacking, or sabotage, which are often excluded from standard aviation policies.
Aircraft Non-Ownership Liability
Protection designed for private pilots, charter operators, and non-owners. It includes coverage for aircraft damage, third-party liability, passenger injuries, and property damage claims.
Aviation Product Liability Insurance
Covers manufacturers, suppliers, or maintenance providers against claims arising from defects in aircraft parts or components that result in accidents or damages.
Aviation Business Insurance
Tailored coverage for aviation businesses such as airlines, charter companies, flight schools, and Fixed Base Operators (FBOs), covering a wide range of risks associated with their operations.
Aircraft aerial application liability (crop spray liability)
Designed for farmers and agri-business operators who use crop spraying methods, providing insurance coverage for chemical drift.
Who can purchase Aircraft Hull Insurance ?
- Aircraft owners, operators and renters
- Owner pilots
- Regional airline operators
- Commercial general aviation fleets
- Business aircraft jet and turboprop operations
Can you assist with Helicopter insurance?
Helicopter insurance policies can be customised based on the specific needs of the operator, the type of helicopter, and the nature of the operations. The comprehensive policy covers types of risks including Helicopter Damage, passenger liability, and legal costs associated with personal injury or property damage.
How do I lodge a claim under my Aviation Insurance Policy?
As part of your Aviation Insurance Policy, Knightsbridge is here to take the stress out of your claim, and we represent you, not the insurance company. Give us a call or send us an email and we will manage the claim on your behalf.
Your protection -
Our priority
Don't let the complexity of insurance get in the way of your peace of mind. Simply fill out the form and one of our expert insurance brokers will contact you to help you find the coverage you need.
How is the cost of Aviation Insurance determined?
Based on aircraft value, usage for private or commercial, safety records, pilot experience, and coverage limit.
Does Aviation Insurance cover in-flight engine failure?
Yes, damage from engine failure is usually covered. However, responsibility varies depending on the specifics of the policy.
How does Aviation Insurance address Hull War and All-risk coverage differences?
War-related risks are usually not covered by all-risk coverage, which guards against physical damage to the aircraft from most sources, such as theft, fire, and accidents. Standard all-risk insurance does not cover damage from war, terrorism, or civil disturbance; hull war coverage is an extra add-on that does.
Let us lead you to victory.
Why work with Knightsbridge Insurance Group?
Knightsbridge Insurance Group is an Insurance Broking Business with over 70 years of collective insurance experience and is founded on generational values that make you feel secure, protected and cared for. As we grow and expand the Knightsbridge Family, we continue to have a deep understanding of your desire to innovate and be extraordinary — both in business and in life.
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